But shouldn't the deal have been made with a certain bank? For instance, when you sign the finance paperwork, you should know who your lender is; whether it be American Honda Financial, Chase Bank, your own lender, etc..Let's say in this case, American Honda is the lender. The customer drives away thinking they will receive a bill from American Honda. So the finance manager should try and get the deal purchased through American Honda, correct? I don't understand why this process would take a month. If the lender doesn't agree, shouldn't the customer be notified within the next couple days?